This is the most basic type of business insurance.  If you only have one type of business insurance, there is a big possibility that it is a commercial general liability insurance.  All business can benefit from having adequate amounts of insurance coverage provided by this form of general liability insurance.

Basically, what this type of insurance provides the insured on cases wherein a client or a customer gets injured within the business premises.  The insurance also provides coverage for injuries or damages that are the fault of the employees while they are in the premise of the client.  If you are running a business, then it is in your best interest to have this type of insurance as this general liability insurance provides your business the financial protection it needs to not go out of business on issues like client injuries or property damages.